Assault and Battery Coverage

In the movies, any time a hero walks into a bar you know there’s a good chance a fight will breakout. While the odds of a fight at a real bar are much lower than in Hollywood, fights do occurat bars, nightclubs, and restaurants. Assault and battery coverage is perhaps the most important coverage issue for these establishments, and when a client owns a business in the hospitality industry, it must always be considered. If a patron or an employee gets into an altercation with another patron, the result could be a lawsuit against the establishment’s owner. Assault and battery insurance provides coverage for costs such as medical expenses, pain and suffering, mental anguish and legal fees, which are typically associated with defending these types of claims.

Assault & Battery Coverage is a vital aspect to liquor liability insurance. The most common lawsuit against nightclubs, restaurants and bars are the results of fights. Your liquor liability policy should include assault and battery coverage. If not, then your current policy does not hold much value.