Employment Practices Liability Insurance (EPLI)

What is Employment Practices Liability Insurance?

Employment Practices Liability Insurance provides protection for an employer against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. It covers your business, including its Owners, Partners, Directors and Officers.

When do I need Employment Practices Liability Insurance?

Employment Practices Liability Insurance is needed as soon as you start to interview and hire employees.

Why do I need Employment Practices Liability Insurance?

Cases against employers are on the rise. It is estimated that three out of five Businesses with 4 or more employees will be sued. Companies are finding that they are vulnerable from the pre-hiring process through the exit interview, even if the employee was never hired, or only at the company a matter of days.

It can happen to ANY business. It could be a joke told in the break room, an employee you had to fire, an improper email, or that person you chose not to hire. Every employer faces the reality that it will be the target of legal action from past, present and prospective employees. Even if the claim is groundless or fraudulent, the defense of a suit can be expensive in time, financially and resources.

We definitely recommend Employment Practices Liability Insurance to any company that has employees.

We welcome you to take some time while you are visiting us online at Globe Insurance to explore our website. You will find a number of helpful and informative pages concerning the insurance coverage we have available.

Then give us a call at 513-829-3330; email us at info@GoGlobe.com or complete the online application by clicking the quote button. All quotes are free and carry no obligation of any type.